Build a deal from real assumptions
Enter purchase price, rent, down payment, rate, amortization, taxes, insurance, vacancy, repairs, capex, maintenance, and closing costs.
RentWorth by Earneli
RentWorth helps small rental investors decide whether a property is worth pursuing, negotiating, or passing on by turning property, financing, and expense assumptions into practical underwriting metrics.
App profile
Local-first rental underwriting calculator
Monthly cash flow
Net operating income
Cap rate
Cash-on-cash return
Debt service coverage
Break-even rent
Max offer
Privacy posture
Current build works without login, ads, analytics, cloud sync, subscriptions, or device permissions. Saved deals stay on device.
What it can do
Enter purchase price, rent, down payment, rate, amortization, taxes, insurance, vacancy, repairs, capex, maintenance, and closing costs.
Review cash flow, NOI, cap rate, cash-on-cash return, DSCR, break-even rent, and max offer without rebuilding a spreadsheet.
Check whether the deal still works under rent drops, higher vacancy, repair reserves, and rate pressure.
Save rental scenarios on your device, revisit assumptions, duplicate deals, and compare properties during a search.
How to use it
Enter the property price, expected rent, financing, expenses, and reserves.
Review the verdict, investor metrics, max offer, and break-even rent.
Open the stress checks to see what happens when the assumptions get harder.
Save the deal locally, then duplicate or edit it when you want to compare another scenario.
Support and legal
RentWorth is a calculator and decision-support tool. It is not financial, legal, tax, lending, brokerage, or investment advice.